QUICK-STATS STRIP

45 M+

End-users served by apps we’ve built

30–40 %

Faster release cadence vs. in-house baseline

23%

Average infra cost cut via serverless optimisations

0

Compliance rollback events

FinTech Challenges We Solve

Pain Point
Typical Symptoms
Our Fix
Time-to-Market Crunch
Funding clock ticks, features lag
Core squad delivers MVP in 90 days; Flex bursts at each funding milestone
Regulatory Headaches
PCI, SOC 2, GDPR audits stall releases
Shift-Left compliance tests & SBOM pipelines pass audits first time
Scalability Surges
User spikes melt monoliths
Serverless & microservices architects join in 48 h; latency < 200 ms
Data-Driven Decisions
Manual underwriting, fraud lag
AI & ML Flex layer builds real-time risk and fraud engines
Resource Volatility
Contractors churn mid-sprint
Buffer bench steps in same day; zero velocity dip

Outcome: payments flow, audits calm, roadmaps accelerate.

Core FinTech Solution Set

Digital Payment & Wallet Platforms

  • Full-Stack Build– card vaults, tokenisation, QR-code or NFC tap-to-pay.
  • Compliance First– PCI DSS v4 templates, end-to-end encryption, SBOM.
  • Scale & Resilience – Kubernetes or serverless payment microservices, < 150 ms P99 latency.

Proof: Social-commerce wallet processed $30M GMV within 12 months of launch.

Explore Product Engineering Studio

Lending & Underwriting Engines

  • AI Credit-Scoring– feature store, model registry, explainable ML.
  • Real-Time Risk Rules rule engine + GenAI pattern detection.
  • Reg-Tech Ready – model lineage, audit dashboard, automated fairness scans.

Proof: AI underwriting platform cut approval time 50 % vs. legacy FICO flow.

See AI & ML Solutions

Trading, Crypto & DeFi Platforms

  • High-Freq Order Matching Go/Rust micro-latency cores.
  • Wallet & Custody multi-sig, HSM integration, ledger sync.
  • Reg-Filter KYT, FATF-Travel-Rule ready, on-chain analytics.

Proof: Retail crypto app reduced infra spend 40% via serverless inference.

View Dedicated Development Squads

Core-Banking & Open-Banking Integrations

  • ISO 20022 / SEPA / ACH rails message converters, settlement API layers.
  • Open-Finance Middleware Plaid, Tink, India’s AA network connectors.
  • Legacy Modernisation Wrap COBOL/AS400 via micro-frontends & event mesh.

Proof: Bank-tech ISV launched multi-tenant payment gateway zero rollbacks.

Modernize SAP or Legacy Systems

Architecture Patterns We Love

Event-Driven Microservices

Kafka / Kinesis / PubSub, idempotent handlers.

Serverless First

AWS Lambda, Step Functions, DynamoDB, or Azure Functions.

Zero-Trust DevSecOps

IaC, OPA policies, SBOM, Dependabot, SAST, DAST.

Hybrid Cloud

on-prem core banking + cloud payment edge via Secure VPN & Nitro Enclaves.

Data Mesh

domain data products with column-level encryption.

Why FinTechs Choose Our Micro-GCC Squads

On-Site Immersion

Squad Lead flies to NY, SF, or Austin for kickoff; merges with your PM, risk, and compliance officers.

Reg-Tech Templates

Ready-made PCI DSS, SOC 2, GDPR task lists integrate with Jira.

Flex AI Bench

Data scientists, prompt engineers, fraud-model SMEs join within 48 h.

Shift-Left Compliance

SBOM & IaC pass audits the first cycle; no last-minute patch frenzy.

Buffer Bench

SteadyRabbit funds 10 % head-count shadowing your squad; attrition absorbed day-zero.

Outcome: roadmap acceleration with regulator-grade confidence.

FinTech Challenges We Solve

Use Case
Result
Stack
Loan Underwriting AI
50 % faster approval, AUC ↑ 12 %
Python, XGBoost, MLflow
Social-Commerce Wallet
$30 M GMV, 45 M users, 4.4★ rating
Node, React Native, AWS
DeFi Trading Engine
250 µs match latency, infra cost −23 %
Go, Rust, Redis, Lambda

Pricing & Engagement Models

PoC Sprint 4 weeks, fixed-fee, demoable prototype.

Core Squad Lite 3-person full-time squad, 3-month minimum.

Core + Flex Subscription 6-month retainer with elastic hours.

Compliance Optimisation Pack 6-week hardening sprint, includes SBOM & pentest.

Schedule adherence and Buffer coverage guaranteed in every model.

FAQs

Delivery centre is ISO 27001 certified; SOC 2 Type II audit wraps Q4 2025. All payment pipelines meet PCI DSS v4 requirements.

Yes—our DevSecOps architecture layers into your existing QSA scope; shared responsibility matrix provided.

For US clients, the Squad Lead (and optional Product/Technical Manager) visits on-site for 3–5 days at kickoff and can return for critical releases. Rest of squad remains remote for cost-efficiency.

PCI DSS, SOC 2, GDPR, PSD2 SCA, RBI guidelines, FATF Travel Rule, HIPAA for Converged Health-FinTech.

Typical start: 10–14 business days post-contract. PoCs can begin in one week if scope is clear.

We support region-bound data residency using AWS, Azure, or GCP multi-region; Nitro Enclaves and EU-based KMS for GDPR.

FinTech growth waits for
no one.

Let’s pair your roadmap with a squad that ships on schedule—and sleeps at night before audit day.

Schedule a FinTech Strategy Call